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Winchester truck accident claims present a range of challenges for victims seeking fair compensation, from navigating complex state and federal regulations to identifying the various parties that may be liable, to dealing with insurance carriers that play hardball to limit payouts. However, an experienced and knowledgeable accident lawyer can help you overcome challenges with Winchester truck accident claims and pursue the full value of your claim.
Here are some of the challenges injury victims sometimes encounter with truck accident claims:
Medical Expenses and Severe Injuries in Truck Accidents
Truck accidents often cause catastrophic injuries due to the size and weight of the commercial vehicles involved. Victims can suffer spinal cord injuries, traumatic brain injuries, amputations, and life-threatening internal organ damage. These injuries require extensive and often long-term treatment, leading to significant medical expenses that insurers frequently contest to save money. Dealing with painful injuries and uncooperative insurance companies at the same time can be emotionally draining.
It may be in your best interest to wait until you have fully recovered or reached maximum medical improvement before attempting to settle your case. This allows your medical team and Winchester truck accident lawyer to better assess the care you may need in the future – as well as what that care will cost.
Complexities in Filing Truck Accident Claims
Truck accident claims are a particularly complex form of personal injury case. That’s because:
- The trucking industry is made up of many different independent and semi-independent parties working in concert. The truck driver, trucking carrier, logistics company, freight owner, loading crews, and mechanics are just a few of the people who might be solely or partially liable for an accident.
- The trucking industry is heavily regulated, and violation of these regulations could affect liability. A victim must understand the applicable laws to determine if the parties broke any of them.
- Trucking companies have deep pockets. They use their profits to pay for defense attorneys, insurance adjusters, and political lobbyists to protect their interests.
Given these challenges, it’s critical that you get help from an experienced truck accident attorney who knows how to overcome them.
Pursuing a Fair Settlement Amidst Insurance Challenges
Federal law requires trucking companies to have extensive liability insurance policies. Depending on a truck’s weight and cargo, the minimum coverage can be as high as $5 million. However, because such large sums of money are at stake, insurance companies fight fiercely to limit their liability.
Emotional Distress and Its Impact on Your Accident Case
Not every injury sustained in a truck accident is physical. Emotional distress, including anxiety and post-traumatic stress disorder (PTSD), are common injuries seen in truck collision victims. While you can seek compensation for these injuries, they are often difficult to prove, as they aren’t visible in the same way physical injuries typically are.
Multiple Liable Parties in Truck Accidents
Commercial truck accidents may involve multiple liable parties, such as the driver, trucking company, cargo loader, parts manufacturer, maintenance provider, and more. To recover the full compensation you need, your lawyer may have to identify all liable parties and include them in your claim.
Contact Our Winchester Truck Accident Lawyer for Help Building a Strong Case
If your injuries were caused by a truck accident in Winchester, Virginia, Kendall Law Firm is here to help. We have over 30 years of experience and focus entirely on personal injury cases. We never represent insurance companies or big corporations, and we’re proud of our involvement in the local communities where we work.
Contact us today for a free consultation with a truck accident attorney in Winchester to learn more about how we can help.